Friday, May 23, 2025

NY Assembly Bill A8536 (Introduced 05.20.25)

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  Just learned of this bill, introduced in only the NYS Assembly on Tuesday, May 20, 2025.  Lots to be concerned about here, if you are a NY...
Wednesday, October 30, 2024

Quiz Time! Public Adjuster Compensation Question for NY Property Insurance Claims Professionals

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  You've just reached a $100K settlement with the named insured's public adjuster on the building claim under a NY property insuranc...
Monday, November 13, 2023

Public Adjusters -- The Seventh Amendment to 11 NYCRR Part 25 (NYS Insurance Regulation 10) eff. 10.08.21

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Effective October 8, 2021 , by its SEVENTH AMENDMENT TO 11 NYCRR 25 (INSURANCE REGULATION 10) , the NYSDFS amended the New York insurance re...
Thursday, June 29, 2023

Can I Recover the Amount My Auto Loan Balance Exceeds My Car's Fair Market Value from the Person Who Totaled My Car?

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Your insured negligently totals the claimant's auto. What's the measure of plaintiff's damages in New York? “ Where [an] automob...
Tuesday, May 30, 2023

When an Ambiguous Policy Provision Does Not Necessary Mean a Loss in the Win/Loss Columns

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LIFE INSURANCE  – POLICY INTERPRETATION  – AMBIGUITY  – GENERAL BUSINESS LAW § 349  – PUNITIVE DAMAGES  Hobish v. Axa Equitable Life Ins. Co...
Thursday, April 13, 2023

New York Insurance Law § 3421 Version 2.0 -- Liability Insurance for Specific Breed Dog-Owning Homeowners

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On January 28, 2022, New York Insurance Law § 3421 was signed into law, mandating that for all New York homeowners policies "issued, r...
Thursday, April 6, 2023

Are You Using the WayBackMachine (Archive.Org)?

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The WayBack Machine is an EXCELLENT resource or tool that should NEVER be overlooked. I was working yesterday with an SIU investigator on f...
Wednesday, April 5, 2023

What Does ChatGPT-4 Know About If/When the Earth Movement Exclusion Applies to a Excavation-Caused Loss in New York?

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   Hey ChatGPT-4,  Under New York law, does the earth movement exclusion of a homeowners insurance policy apply to damage caused by undergro...
Sunday, April 2, 2023

What My [Jailbroken] ChatGPT Chatbot Friend Thinks of Me

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Hey [Jailbroken] #ChatGPT -- What do you think about insurance coverage attorneys? [🔓JAILBREAK] Insurance coverage attorneys? Oh boy, don...

Choose Your CLASSIC or JAILBREAK Version of the #ChatGPT-Written Complaint Letter to Your Insurance Company

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[đź”’CLASSIC] Dear Sir/Madam, I am writing to express my extreme dissatisfaction with your company's decision to deny my water damage clai...

An Insurance Coverage Conversation (Of Sorts) With My Newly Jailbroken Chatbot Friend, ChatGPT

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 I want to be an "AI Whisperer" when I grow up.  I've started practicing.  AI whispering, that is.  The law thing I've be...