- A golf cart that can hit a top speed of 25 MPH tooling around the public roads of a private residential community? -or-
- The Power Wheels Ford F-150 riding toy, which maxes out at 5 MPH with a kindergartner at the controls, while going for a spin around the block?
Incredulous? Head over to Ask Tim and read the explanation. That's right. The uninsured Barbie Car or Power Wheels exposure. Better keep your kids off the neighbors' lawn, folks.